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Nursing Student Loans

Program Descriptions

Program Number



Nursing Student Loans


Federal Agency




Public Health Service Act, Title VIII, Section 835-842, 42 U.S.C. 297a-i, as amended; Health Professions Education Partnership Act of 1998, Public Law 105-392.






To increase educational opportunities by providing long-term, low-interest loans to students in need of financial assistance and in pursuit of a course of study in an approved health discipline.


Types of Assistance

Direct Loans.


Uses and Use Restrictions

The maximum amount a student may borrow is $2,500 for an academic year for each of the first two years, $4,000 for each of the final 2 years, or the amount of the student's financial need, whichever is less. The total is limited to $13,000. Loans to full and half-time nursing students who are citizens, nationals, lawful permanent residents of the United States, the District of Columbia, the Commonwealths of Puerto Rico, the Mariana Islands, the Virgin Islands, Guam, the American Samoa, the Trust Territory of the Pacific Islands, the Republic of Palau, the Republic of the Marshall Islands, and the Federated States of Micronesia. Funds are made to schools of nursing to capitalize loan.


Eligibility Requirements

Applicant Eligibility

All accredited public and nonprofit private schools of nursing that prepare students for practice as registered or graduate nurses, and that do not discriminate against students because of race, color, origin, sex, or handicapping conditions, are eligible to apply for funds to be disbursed to qualified nursing students.

Beneficiary Eligibility

The Nursing Student Loan Program provides financial assistance to nursing students who are citizens, nationals or lawful permanent residents of the United States or the District of Columbia, the Commonwealths of Puerto Rico or the Mariana Islands, the Virgin Islands, Guam, the American Samoa or the Trust Territory of the Pacific Islands, the Republic of Palau, the Republic of the Marshall Islands, and the Federated State of Micronesia.


Applicants should review the individual HRSA Guidance documents issued under this CFDA program for any required proof or certifications which must be submitted prior to or simultaneous with submission of an application package.


Application and Award Process

Preapplication Coordination

This program is excluded for coverage under E.O. 12372.

Application Procedure

Grant applications and required forms for this program can be obtained from Please visit the Web site at to both find and apply for all Federal grant opportunities. All qualified applications will be forwarded to an objective review committee which will make funding recommendations to the Associate Administrator for the Bureau of Health Professions. The Associate Administrator has the authority to make final selections for awards.

Award Procedure

The Notice of Award is sent to the School's Contact Person notifying the school of the amount of Federal funds allocated for loans prior to the beginning of the academic year in which the award is to be utilized. Student is notified by student aid office of approval or disapproval at times determined by schools.


Students should contact the schools financial aid office for application deadline.

Range of Approval/Disapproval Time

Approximately 3 months.





Assistance Considerations

Formula and Matching Requirements

Schools participating in loan programs must match the Federal contribution with an amount not less than one-ninth of the Federal allotment.

Length and Time Phasing of Assistance

Length and time of assistance depends upon the time required by the student to complete the necessary course of study leading to a degree and is subject to availability of funds.


Post Assistance Requirements


"Annual Operating Report" through electronic submission at


In accordance with the provisions of OMB Circular No. A-133 (Revised, June 27, 2003), "Audits of States, Local Governments, and Nonprofit Organizations," nonfederal entities that expend financial assistance of $500,000 or more in Federal awards will have a single or a program-specific audit conducted for that year. Nonfederal entities that expend less than $500,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in Circular No. A-133.


All records must be maintained until expiration of 3 years from the date of submission of the final expenditure report. If questions remain following the 3-uear period, such as those raised as a result of an audit or an on-going enforcement action, recipients must retain records until the matter is completely resolved.


Financial Information

Account Identification



FY 07 $2,122,268; FY 08 est $1,562,835; and FY 09 est $2,000,000.

Range and Average of Financial Assistance

$1,274 to $112,767 (FY 07 Actual).


Program Accomplishments

Awards were made to 79 nursing schools in FY 07.


Regulations, Guidelines and Literature

This program is subject to the provisions of 45 CFR Part 92 for State, local and tribal governments and 45 CFR Part 74 for institutions of higher education, hospitals, other nonprofit organizations and commercial organizations, as applicable.


Information Contacts

Regional or Local Office

Tyson Nakashima, Division of Health Careers Diversity and Development, Bureau of Health Professions, Health Resources and Services Administration, Public Health Service, Department of Health and Human Services, Parklawn Building, Room 9-105, 5600 Fishers Lane, Rockville, MD 20857. Telephone: (301) 443-4776. Use same number for FTS.

Headquarters Office

Grants Management Office: Rick Goodman, Director, Division of Grants Management Operations, Health Resources and Services Administration, Department of Health and Human Services, 5600 Fishers Lane, Room 11A-16. Health Services Branch: (301) 443-2385; Research and Training Branch: (301) 443-3099; Government and Special Focus Branch: (301) 443-3288.

Web Site Address


Related Programs

84.038, Federal Perkins Loan Program-Federal Capital Contributions
84.063, Federal Pell Grant Program


Examples of Funded Projects

(1) Long-term, low-interest loans made to nursing students; and (2) funds provided to schools of nursing to capitalize loan funds.


Criteria for Selecting Proposals

Applications will be reviewed for completeness and accuracy, and to determine if applicant schools meet minimum program requirements.


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